Run the numbers before you buy
We help investors find Central Florida rentals and vacation homes, and walk through the math with clearly stated assumptions.
Quick rental estimate
An illustration only, not a projection. Real results depend on taxes, insurance, HOA fees, repairs, vacancy and financing terms; your agent and lender will confirm actual figures.
Expenses = property taxes, insurance, HOA, maintenance and management. Loan assumed 30-year fixed.
- Net operating income (yearly)
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- Cap rate
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- Mortgage payment (monthly)
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- Cash flow after mortgage (yearly)
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- Cash-on-cash return (on down payment)
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- DSCR (income ÷ debt payments)
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Cash-on-cash here ignores closing costs and reserves. Lenders offering DSCR loans commonly look for roughly 1.0 to 1.25 or higher; requirements vary by lender.
Long-term rentals and vacation homes
Central Florida draws year-round renters and visitors. Your agent can help you compare long-term rental and short-term rental areas, check HOA and local rules on rentals, and review comparable rents.
We don't give tax, legal or investment advice or promise returns. For taxes, 1031 exchanges or entity questions, talk with your CPA or attorney.